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How Divorce & Death Affect Home Sale Taxes - The profit you make when selling a home in Mobile, Daphne, Fairhope, Mobile Metro, Point Clear, Spanish Fort and West Mobile, Alabama is called “gain” and Uncle Sam may be able to get a piece of it. Fortunately, tax law now excludes from taxation home-sale gains up to $500,000 if you’re married filing jointly or up to $250,000 for single filers -- you can walk away with those amounts tax-free. There is no need to buy a replacement residence as under the old rules.

Find Out How Much Home You Can Buy - To determine how much home you can afford with Mobile Al real estate, Daphne real estate or Spanish Fort, Alabama, the best approach is to meet with a mortgage lender. The loan officer can prequalify you or, even better, do a more complete "semi-application" and pre-approve you for a mortgage loan. We would be happy to arrange an appointment with a mortgage lender for you.

E-Brochures Regarding Finances - Financing a home for sale in Mobile, Al, Daphne real estate listing or homes for sale in Spanish Fort is a critical -- and complex -- subject for every home buyer. What you know about mortgage plans, rates, points, lock-ins, taxes, even selecting a lender, can literally save you -- or cost you -- thousands of dollars. Order our FREE money-saving electronic brochures NOW to learn the critical steps you must take to obtain the absolute best mortgage plan available to you!

Ten Savvy Ways to Pay for a Home Today - Different buyers have different mortgage needs. Fortunately, lenders today offer many mortgage options to choose from. Chances are you'll find a mortgage plan that works for you to buy your Mobile, Al real estate, Daphne real estate or Spanish Fort home for sale.

MORE FOR LESS - Six Tips for Getting the Best Loan - For most of us, shopping for a new home also means shopping for a home mortgage. In both exercises, you'll want to be a smart shopper. Working together, as your agent we can help you find a home for sale in Mobile, Al, Daphne homes for sale and Spanish Fort home for sale you'll love. Though we can’t guarantee you’ll actually "love" your new mortgage, we can offer you six tips to make sure your financing needs and the lender you're considering are a good match.