Home Buyer and Seller Tips

Identity Theft: Part III Keep Your Computer Safe

By lheraty | Published: June 19, 2009

Many people are afraid thieves will somehow get their information off of the computer. This is possible for them to do, but there are ways to protect yourself. Some people find that installing anti-virus, anti-spy ware, firewall protection and hardware firewalls is over-kill. In reality, when protecting your personal information you should always err on the side [...]

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Identity Theft Part II: Ways To Make Sure It Never Happens To You

By lheraty | Published: June 15, 2009

Statistics show that around 5% of reported identity theft case victims are children. The reason your child is a target is because the crime will very likely go undetected for years. Most do not realize it until they are in college and apply for their first credit card, and find then that they have been victimized. Take heart, there [...]

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Identity Theft Part I: Learn All Of The Ways That Thieves Can Steal Your Personal Information

By lheraty | Published: June 11, 2009

Identity theft has become a very serious problem in the United States. Thieves are not only stealing your personal information for themselves, but many simply sell it on the black market to another thief. They are using this personal information not only to obtain cash and credit cards, but high-cost medical procedures as well. There are a myriad of [...]

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Ways To Get The Most Out Of Your Vacation Home

By lheraty | Published: June 8, 2009

If you have fallen into the category of a second-home owner who is having financial difficulty and trouble selling it, there are things that you can do to try and save money.
 

Wait for rates to come down again and re-finance the loan.
Hold off on any planned home improvements.
Rent the property. You may rent your property for [...]

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If You Are Concerned About Your Credit Score, This Information Could Help You Improve It

By lheraty | Published: June 4, 2009

If you are concerned about your credit score, there is new information about what credit scoring companies deem important. One change that is being made is that there is a significantly more negative importance on a person that carries their credit balance near the limit. Experts are suggesting that people try to keep all balances owed [...]

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For Any First-Time Home Buyer, Consider These Points Before You Take The Plunge

By lheraty | Published: June 2, 2009

Buying your first home can be a very exciting milestone in a person’s life. It is very easy to picture all of the good times you will have there in the future, but many people get lost in the excitement and forget to plan for a rainy day. To avoid losing that home to unforeseen circumstances [...]

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Be Ready To Put Your Home On The Market With These Staging Tips

By lheraty | Published: May 28, 2009

The first impression really does count with potential home buyers. If your home is lacking basic curb appeal or is not sparkling inside, you could lose a potential buyer’s interest immediately – and never get it back! Here are some tips to avoid losing a potential buyer:

Flowers, flowers, flowers. Nothing welcomes a potential buyer more [...]

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Are You Moving? Here Are Helpful Tips To Find The Neighborhood Of Your Dreams

By lheraty | Published: May 26, 2009

Choosing the right community is so important, as how you can you really love where you live unless you love the neighborhood? In the frenzy of finding a home and scheduling moving day, many people forget that researching the neighborhood is one of the most important ways to insure happiness at your new destination. Before [...]

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Be Careful When Purchasing Or Reviewing Your Homeowners Insurance Policy

By lheraty | Published: May 22, 2009

Surveys are showing that many people are not exactly sure what their homeowner insurance policy covers…and does not cover. Here are a few things to be aware of that it does NOT cover:

Flood Insurance. You must purchase separate coverage.
Cars, motorcycles and boats are not covered.
Damages due to a break in the water line on your property.
Damages [...]

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“Short Sales” Are Being Added To Housing Rescue Plan

By lheraty | Published: May 19, 2009

Homeowners having financial difficulties and in fear of losing their homes to foreclosure could be helped by the newest addition to the government’s housing-rescue plan. It entails a standard process and incentives for a short sale. It will simplify the process for borrowers to transfer ownership of their home to the mortgage company through a “deed in [...]

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